Car accident claims: Do not settle for less than you should

On Behalf of | Sep 17, 2023 | Motor Vehicle Accidents |

Car accidents can lead to life-altering injuries that can leave anyone feeling vulnerable and overwhelmed. As you pick up the pieces in the aftermath of a crash, it’s vital to remember that you have legal rights and options, and you should never settle for less compensation than you deserve.

Here is what you need to do to ensure you have a strong claim that will increase the chances of a favorable settlement for your damages:

Seek medical attention

Immediate medical attention is paramount after a car accident, even if you feel fine. Injuries may not be apparent right away, and prompt medical evaluation can help uncover hidden issues. Your medical records can also help establish the origin and extent of your injuries, which is crucial during settlement negotiations.

Evidence is key to your claim

Photographs of the scene, police reports, witness statements and surveillance footage all serve as a factual basis for reconstructing the accident, establishing liability and determining the full extent of your damages. Without proper evidence, you risk facing challenges in proving your case and securing fair compensation.

Beware of early settlement offers

The shock and concussion in the wake of a crash can make it tempting to accept the first settlement offer from an insurer. However, it is prudent to proceed with caution and avoid rushing into such offers without understanding the long-term implications. An early settlement of your claim may fall short of what you rightfully deserve to cover your damages, and in most cases, you cannot reopen your claim once you accept to settle.

Time is of the essence

Be mindful of the legal time constraints, commonly referred to as the statute of limitations, that can bar you from seeking legal recourse should settlement negotiations hit a wall. Keeping your options open means you will have somewhere to turn to if you cannot agree on settling your claim with the insurer.

Lastly, it helps to have the necessary legal guidance to help unravel the intricacies of car accident claims, calculate the true value of your claim and negotiate effectively with insurance companies. It can significantly increase the odds of getting a fair compensation package.